If it's Kevins-Payin, what do I need to need to get a mortgage..?

In general the documentation you need to present to the bank is straight forward.

The following documentation is mandatory for a mortgage application:

• Residencia ( if you require above 70% mortgage)
• N.I.E. certificate
• X3 Latest payslips
• Copy of Latest P60
• Copy of Passport photograph

In the case of a self certification mortgage no proof of income is required, however bank statements may be requested.

So what's it gonna cost ya..?

We will give you a full breakdown of the total costs of your mortgage and taxes to be paid, which include the following:

• Valuation costs (including I.V.A.)
• Registry Fee

• FEES FOR BUYING YOUR PROPERTY

• Notary Public
• Registry Fee
• Agency Fee
• Taxes (including I.V.A.)

• FEES FOR YOUR MORTGAGE

• Bank Arrangement Fee
• Notary Fees
• Mortgage Register
• Agency Fee
• Mortgage Tax

By costing out the above for you, you will be able to budget your total costs.

No unwelcome costs or surprises when buying your home..!